Kayak Financing Made Easy

Welcome to KayakFinancing.com where you can get a cash offer to buy your kayak. Take a few minutes to get your kayak financing offer and then shop for your ‘yak as a cash buyer. How much do you want to spend?

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Why KayakFinancing.com?

There are a lot of reasons that you should let us help you get a quote for the money that you need. If you are still on the fence as to whether to get a quote or not take a look at some of the advantages.


Getting your quote online is far more convenient than other options. You are already here and you could have your offer in as little as 2 minutes.

The alternative is to go to a sporting foods store and apply for in house financing. This is time consuming and generally involves filling out lengthy paperwork.

Make life easier on yourself and just get it done online from the onvenience of your home or office.

Easier Approval

You may be able to get an offer from one of our lenders even if you have bad credit.

In store financing can be tricky to obtain. You are usually required to have a higher credit score and you are only applying with one individual lender. That means that if you do not meet their particular financing requirements, you will get denied.

We, on the other hand, get you access to a large network of lenders. More lenders means that you have more chances of getting an approval. Even if you have bad credit, we may haveĀ  lender who wants to work with you.

Cash Options

Being a cash buyer affords you many options. If you apply with a sporting goods store, your options are few. You must choose one of their kayaks and you must pay the price they are charging.

If you were a cash buyer, you could shop anywhere and would be free to look for the best deal on the perfect yak.

If approved for a loan from one of our lenders, you would become a cash buyer. They would deposit your loan money directly into your account. That would allow you to shop just like any other cash buyer. Get the exact kayak you want for the best price or shop the used market and get an even better deal.

Getting Your Kayak Financing Offer

Okay, by now you should be able to see all of the benefits of getting a kayak loan online. So, what is the process going to look like? It is all very simple, here is how it works.

1) Fill Out Your Quote Form

The first step is to simply fill out the quote form at the top of the page. It takes just a couple minutes and requires only some basic information.

Enter in your personal information, information about your income and your banking information. The bank numbers are needed because, if approved, this is how your lender will deposit money into your account. That will make you a cash buyer.

Once you are finished with the form, give your information a proofread for accuracy. Any errors would just slow things down in the future, so make sure it is all right and then hit submit.

2) Wait For Your Decision

Don’t worry, it will be a short wait. You should have an answer in a matter of minutes and then you will be directed to the lenders website where you can see all of the terms of the offer.

Do take the time to review all of the details of your kayak financing. Make sure that you understand what the payments will be and what the total cost of the loan is.

3) Make Your Decision

Finally, you just need to make your decision. Take your time and make sure that you are 100 percent on your decision.

If you like the kayak loan offer accept it and you could have money in your account as soon as tomorrow.

Should you decide that you do not like the loan, just say no. There is no obligation and you can simply walk away and look for other ways to secure a kayak.

Shopping For Your Kayak

If you decided to accept a kayak financing loan, all that is left is to shop for your kayak. There are many types of kayaks and dozens of manufacturers, so make sure that you do your research. Here are some things to consider.

Your Intended Kayak Usage

Kayaks come in all shapes and sizes and your usage will depend on what type that you will buy.

If you plan to go long distances, you will want a long and sleek touring kayak. If you want to fish, you will need a shorter and more stable kayak. There is a kayak designed for every activity on the water, so determine where you will use yours most and go from there.

Your Price Range

Kayaks can range from 300 dollars to well over 4000 dollars. A lot of money for plastic, but some serious engineering has gone into some of these kayaks.

Determine a price range and then go from there. If you want to spend as little as possible, Pelican makes some decent entry level kayaks. Want to go high end, a Hobbie kayak might be for you

Used Or New

Many people get into kayaking and then change their mind or stop having enough free time to enjoy the sport. This leads to there being many kayaks on the used market.

If you have champagne tastes and a beer budget, that can allow you to get a pretty nice kayak for a decent price. Just use caution and look the craft over before dropping any money on it. Mainly that means checking out the hull. Look for signs of leaks or repairs. If a used kayak has been repaired, you would be taking a big risk buying it.